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It doesn't need to be post-scarcity to make sense. If you are going to crash-land on a deserted island and have a choice of taking a pile of potatoes or a pile of gold it isn't obvoius that gold is the right choice.

In ordfer for the gold to be the rigth choice the islands needs somebody to trade with. But even if the islands has natives if they refuse to trade with you you are almost as good (if not worse off) than if they didn't exist. People are not inherently trade-dependant. If you are like a dozen people deserted on an isloand you don't need a coin economy to organize yourself to make life more comfortable (ie the gold is of no use). Organisational problems start only emerge once the group size is over thousands.

And there are over thousands of people. We can't have nearly as much wealth per capita with societies smaller than that.
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